Sephton Financial Blog
How to Financially Prepare for the Unexpected
Why Financial Preparation Matters in Times of Uncertainty Life has a way of throwing curveballs when we least expect it. Whether it's a health crisis, a sudden job change, or an unexpected market downturn, the ability to adapt financially can be the difference between...
Navigating Widowhood, Finances, and Family Dynamics During the Holiday Season
https://www.youtube.com/watch?v=1VWF-BCFxE0 The holiday season is often painted as a time of joy and togetherness, yet for many, it can also be a challenging period fraught with financial and emotional hurdles. Whether you're newly navigating widowhood, adjusting to a...
How to Plan for Retirement While Accounting for Inflation
When planning for retirement, one critical factor that is often overlooked is inflation. Inflation impacts the purchasing power of your dollar, which means that what you can buy today may be more expensive in the future. The cost of living increases over time, and if...
How to Support Your Child’s Education Without Compromising Your Retirement
When it comes to planning for your child’s education, many parents (and even grandparents) feel pressure to save as much as possible for college, often at the expense of their own retirement savings. However, it's essential to remember that while loans are available...
The Importance of Pre-Planning: Protecting Your Loved Ones and Your Legacy
Many of us plan for life's major milestones—marriage, buying a home, or retirement—but one area that is often overlooked is planning for the inevitable: our final arrangements. Pre-planning, when it comes to funeral and burial arrangements, involves making key...
Putting a Little Love Back into Financial Planning: Why Your Dreams, Fears, and Family Matter Most
When we think about financial planning, many of us immediately picture spreadsheets, graphs, and strict budgeting. But financial planning is about more than just the numbers—it’s about you and the people you love. It’s about your hopes, your dreams, and even your...
Key Financial Considerations When Starting or Buying a Business
For high-net-worth individuals (HNWIs), transitioning careers or venturing into entrepreneurship by starting or buying a business comes with a unique set of challenges and opportunities. While the financial stability you've achieved offers a cushion, it also requires...
Strategies for Wealth Preservation and Growth
For those who have accumulated substantial wealth, the focus often shifts from simply growing assets to ensuring they are preserved and strategically expanded over time. This is a transition and can often require a mindset shift. While building wealth is an...
What Should You Do When You Inherit Money?
Inheriting money can be both a blessing and a source of stress. Whether you've received a small amount or a substantial sum, it's important to handle this newfound wealth with care and foresight. Here's a step-by-step guide on what you should do when you inherit money...
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Sephton Financial, LLC
8200 Flourtown Ave
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o. 215 948 3945 f. 267 422 3664
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Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
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